The borrower
Credit history, income, debt obligations, liquidity, and overall application strength may be considered.
Motorhomes, travel trailers & fifth wheels
RV Financing
Experienced financing guidance for qualifying new and pre-owned recreational vehicles.
Built for the RV lifestyle
Financing guidance for the road ahead.
Whether you are purchasing your first travel trailer, moving into a luxury motorhome, or upgrading an existing coach, Blue Ridge helps organize the financing process around the borrower, the unit, and the transaction.
- Class A, Class B, and Class C motorhomes
- Travel trailers, fifth wheels, and qualifying towables
- Qualifying new and pre-owned units
- Dealer and eligible private-party purchases
- Refinance opportunities where participating programs permit
What matters in an RV transaction
More than a credit score.
Participating lenders may consider the applicant, unit age and condition, purchase price, down payment, loan amount, intended use, and supporting documentation.
The RV
Year, make, model, condition, book value, mileage, and eligible use can affect program availability.
The transaction
Purchase structure, seller type, requested term, down payment, and documentation all matter.
Common questions
RV financing FAQ.
Can you help with a pre-owned RV?
Participating programs may be available for qualifying pre-owned RVs. Age, condition, value, mileage, documentation, and lender requirements apply.
Can I buy from a private seller?
Some programs may permit eligible private-party transactions. Title, payoff, inspection, valuation, and closing requirements can differ from a dealer purchase.
How long are RV loan terms?
Available terms depend on the applicant, loan amount, collateral, unit age, and participating lender. No single term applies to every transaction.
Will applying affect my credit?
Credit-inquiry requirements vary by participating lender and stage of the process. Review the authorization language in the secure application before submitting.
Your next RV
Start with a secure application.
Submit through AppOne, then a finance professional can review the transaction and available participating-lender options.